2026 Kia Niro EX lease: $199 a month for 24 months, with $4,844 due at signing

Here is everything this lease asks you to pay, in one place, before you talk to anyone. Stevens Creek Kia in San Jose posted this offer on its website, and we last checked it there on November 13, 2026. The offer ends November 30, 2026.

Stevens Creek Kia hasn't reviewed this page and isn't affiliated with LeaseYourCar.

24 monthly payments of $199 plus tax.

Lease terms

  • This is a closed-end lease.
  • $4,844 total due at signing, which includes your first monthly payment.
  • 24 monthly payments of $199 plus tax.
  • Security deposit: Not stated by the dealer.
  • Disposition fee: Not stated by the dealer.
  • At the end of the lease you may also be charged for excess wear and use.
  • 10,000 miles a year are included. Each mile over that costs $0.20 at the end of the lease.
  • Plus tax, license, title and dealer fees.
  • Conditions: Lease for $ 199 /mo. + Tax for 24 mos w/ $ 4844 due at signing Finance for $ 386 /mo. 6.9 % APR for 72 mos w/ $ 5,673 down Total Savings $ 3,816 off MSRP Sale Price $ 28,489 Prices and payments include dealer admin fees. Tax, title, license, and gov't fees are additional. <div class="ncs-pricing-breakdown- Stock #26K1844. VIN KNDCR3LE4T5390586. Must take delivery from dealer stock by the expiration date noted. Offers expire 11-30-26. Low APR may not be combined with other offers. Not all buyers will qualify. 1.9% APR financing for 48 months at $21.65 per month, per $1,000 financed. Low APR rate may not be used in combination with purchase incentives. For well-qualified buyers. Lease $199/mo for 24 mos, $4,844 due at signing. 10,000 mi/yr. $3,995 cash down at signing. $4,844 due at signing includes money down, first month's payment, and fees of $650. Total payments of $4,776. 20¢ per mile over annual mileage. Not all incentive programs are compatible. Additional terms and conditions apply. All matters of program eligibility and qualification will be resolved by Kia Motors America, Inc. in its sole discretion, and KMA reserves the right to change product and program specifications at any time without incurring any obligations. For well-qualified buyers. Finance selling price of $30,367. $2,000 total manufacturer rebate reduction. Finance payment of $386/month includes $5,673 cash down. 6.9% APR financing for 72 months at $17 per month, per $1,000 financed. MSRP of $32,305 excludes document & license fee, title, registration, taxes, insurance, service contracts, after-market products, financial add-ons, and any outstanding prior credit balances. Photos for illustration purposes only. See dealer for full detail. Copyright 2026, Dealer Teamwork LLC. All Rights Reserved. Subject to the lender's credit approval.
  • Offer ends November 30, 2026. Vehicle: 2026 Kia Niro EX, VIN KNDCR3LE4T5390586, stock # 26K1844.
  • Source: Stevens Creek Kia's offer page (https://www.stevenscreekkia.com/new-kia-ev6-best-finance-lease-specials-san-jose-ca.htm), last checked November 13, 2026.

What it works out to: about $393 a month over the whole lease, once you count the money due at signing. That's our math from the numbers above, before tax, license, title and dealer fees and any lease-end charges.

Offers and stock can change. Confirm the final numbers with Stevens Creek Kia before you sign anything.

See this deal on the dealer's website

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